PORTFOLIO OF COMPANIES

Portfolio2018-07-10T15:12:51+00:00
JH Portfolio Debt Equities Logo

JH Portfolio Debt Equities is a nationally licensed debt purchaser of charged off consumer debt, including credit card and consumer installment loans, healthcare, government, mortgage and student loan distressed debt. JH uses a variety of operational channels to maximize collections, and has developed a fully compliant collection platform that ISO 27001, SSAE 16 and PCI compliant as well as a network of partners who are just as devoted to compliance and customer service. JH is certified by the Debt Buyer’s Association (DBA), and its clients include global financial institutions.

JH Portfolio Debt Equities Leadership Team

  • Prior SVP of Business Development & Acquisitions for Encore Capital Group (NASDAQ: ECPG), the largest publicly-traded debt buyer in the world
  • Senior Executive for Washington Mutual Card Services and several financial companies in all stages of growth

  • Former SVP of Recovery Strategies at Bank of America, where he developed and executed recovery strategies on $25BN of charged-off assets
  • 16-year tenure with Bank of America, holding multiple management strategies across various departments
credit control collection service logo no background

Credit Control is a nationally licensed, full-service receivables organization that provides customized solutions to meet the individual revenue cycle of each of its clients. Credit Control collects past-due accounts receivable balances and develops strategies to further maximize its clients’ financial results. Credit Control’s unique Artiva configuration, one of the industry’s top ranked collections systems, its devotion to compliance (HIPAA, PCI Level 2, and SOC 1 compliance) and professional customer service makes it one of the most top-rated agencies in the industry.

Credit Control Leadership Team

  • Former SVP of Corporate Development for Outsourcing Solutions, Inc., primarily responsible for post-purchase integration of acquisitions with a focus on due diligence
  • Former Senior Manager in Ernst & Young, LLP in the Business Advisory Group and Assistant Controller for BFGoodrich Aerospace

  • Over 25 years of experience in ARM industry, including 17 years with Ontario Systems, the creator of Credit Control’s collection’s software Artiva, making him uniquely qualified to lead Credit Control’s technology group
  • Provides leadership for Information Security and Network Security as well as Application Development and Support

CMAX Finance, LLC (CMAX) is a specialty finance lender that focuses on providing capital to purchasers acquiring defaulted consumer debt. Small to mid-sized debt buyers that ordinarily would not have the financial means to purchase charged off consumer account portfolios utilize CMAX’s capital to leverage their portfolio purchases. Founded in 2001, CMAX’s experience as a debt purchaser, borrower, lender and portfolio exchange provider has positioned it to understand and create strategy-specific financing to meet the needs of small to mid-sized debt buyers.

CMAX Finance Leadership Team

  • Formerly managing director and head of the education finance group in Citigroup’s Global Securitized Markets where he had credit authority for up to $18 billion of annual financing.
  • Prior to leaving Citigroup in 2010, served as a managing director for Scott-Balice, a Chicago based municipal finance advisor where he provided advisory and valuation services to several state agencies and colleges, including Illinois, New Jersey, New York, and Texas, and also served as Co-Head of Structured Finance and Securitization for PNC Capital Markets and was a Vice President in Asset-Backed Finance at CS First Boston focusing broadly on all consumer loan assets classes.
  • Has an MBA from the Darden School of the University of Virginia, a MM with honors from the University of Southern California and is an Honors College graduate of Davidson College. He was also a Hesse Scholar for advanced postgraduate study in Great Britain.

  • Significant industry executive with experience implementing policies and procedures for debt buyers and collections agencies as required by the CFPB, debt issuers, FDCPA, and NACHA.
  • Formerly a financial leader in the accounting and finance with Equable Ascent Financial (EAF), which at the time was the 3rd largest debt buyer in the nation, including its subsidiary collection arm Apex Financial.
  • Directed the budgeting process for Apex, reported on a monthly basis the financials to the EAF executive team, managed the Payment Processing team for the debt buyer and collection agency. He also led the EAF/Apex commercial valuation and recovery process; as well he assisted EAF’s Accounting/Finance team with Sarbanes Oxley 404 compliance, Impairment analysis, and Treasury Management.